Blog

Join Treasury Prime, Kobalt Labs, and Emprise Bank for a forward-looking session focusing on how emerging technology is reshaping bank-fintech relationships, what regulatory changes are on the horizon, and strategies for building adaptable programs.

Bank and Fintech relationships have rapidly evolved due to regulatory pressure and enforcement - impacting the entire financial landscape. As 2024 draws to a close and a new US administration enters in 2025, banks and fintechs must prepare for shifts in the regulatory environment.

Community banks, seeking strategic embedded finance partnerships to stay viable and drive stable, low-cost deposits, may encounter challenges in light of recent regulatory guidance and recent consent orders. Despite the challenges from regulatory ambiguity, there are pathways for these partnerships to flourish even in the current regulatory climate.

Financial crime represents 80% of global criminal activity, with the UN estimating that $4T is laundered every single year. FinCrime is one of society’s biggest problems and one that not enough people are talking about.

How will banks and fintechs adapt to increased regulatory scrutiny in 2024?

What’s in store for embedded finance and bank fintech partnerships?