For Retail Fintechs

Open accounts, issue cards, and facilitate payments

Trusted by industry leading fintechs


Fintechs serving retail customers need to be able to track deposits and payments at scale. A fintech creating a new HSA needs to take deposits for multiple individuals at multiple companies and be able to disburse payments to a wide variety of businesses and healthcare organizations. A fintech serving companies with hourly workers needs to pay wages at the end of every shift by making account deposits or sending earnings to a worker’s debit card.


Working with Treasury Prime and a banking partner, a fintech can open either an FBO or multiple FDIC insured bank accounts, issue cards, and facilitate payments using wires, ACH, or bill pay.


Everything you need to get started

And lots of room to grow

Read the API docs →


Connect with any payment rails

Book transfer
Bill pay
Mobile deposit capture

Card Issuing

Create a tailored card experience

Debit cards
Card controls
Branded plastic
Virtual & tokenized cards


Open FDIC insured accounts

On-core accounts
FBO + virtual accounts

Service Accounts

Manage account info & status

Check balances
Balance history
Transaction history
Bank statements
Lock and unlock


Building your neobank with Treasury Prime

Start building now

Get quick sandbox access to the easiest to use and best documented API


Open an FBO, multiple FBOs, or individual virtual accounts; you choose the model that works for your business

Full suite of banking services

Access to the full array banking services plus the custom reporting you need for your business

Why Treasury Prime

Get to market fast—with a pricing model that works for you

Great developer experience

Best documented and easiest to use API

Multiple bank

We connect you with the right bank not just any bank

Direct banking relationship

If you’re building your business on banking services this is the most important relationship you have

We're with you on the journey

We know from personal experience what it takes to build and scale a fintech business