A seamless payments experience

For fintech commercial banking

Trusted by industry leading Neobanks

Fintech Commercial Banking

Fintechs serving commercial banking customers need to be able to move money at scale from a single account. For example, a fintech supporting a gig economy business needs to make daily payments to multiple workers, while a fintech supporting intermodal transportation needs to make payments to each company in the delivery chain as their delivery stage is completed.

Financial Solution

An FBO account that enables a single withdrawal to be distributed to multiple recipients and a customized ledger to track payments to each recipient. The fintech sends payment instructions to Treasury Prime, Treasury Prime disburses the payments so the fintech’s clients are paid in full in real-time.

Fintech Products

Everything you need to get started

And lots of room to grow

Read the API documentation →


Connect with any payment rails

Book transfer
Bill pay
Mobile deposit capture

Card Issuing

Create a tailored card experience

Debit cards
Card controls
Branded plastic
Virtual & tokenized cards


Open FDIC insured accounts

On-core accounts
FBO + virtual accounts

Service Accounts

Manage account info & status

Check balances
Balance history
Transaction history
Bank statements
Lock and unlock


Building your neobank with Treasury Prime

Get to market fast

Easiest to use and best documented API so you can get your offering in market fast

Easily add new services

Treasury Prime's deep integration with commercial banking systems makes it simple to add new services like bill pay, cards, or remote deposit capture

Competitive pricing

Our usage-based pricing ensures our incentives are aligned with yours

Why Treasury Prime

Get to market fast—with a pricing model that works for you

Great developer experience

Best documented and easiest to use API

Use any banking

Access to a complete range of banking services

A partner with commercial fintech experience

We know bank systems and we understand what it takes to build and scale a fintech business

Direct banking relationship

If you’re building your business on banking services this is the most important relationship you have