Powering innovative embedded banking solutions
Treasury Prime is an embedded banking software platform that connects companies to the largest network of banks and product partners so that you can launch new financial products in weeks.
Embedded Finance
We are advancing powerful partnerships
to build the network for modern finance.
The quickest, most secure way for companies and banks to partner, integrate, and build next-gen banking ecosystems.
Embedded banking products built to scale in weeks
Integrate directly with multiple banks, open bank accounts, issue cards, and launch payment rails to create new revenue streams and increase customer loyalty.
Best-in-Class API
The widest-available range of banking features, thanks to the deepest bank integrations in the industry, makes it simple to develop banking products at any scale.
Leading-edge bank software
Partner with companies to optimize deposit channels without changing systems or taxing your IT team.
High compliance standards
Enforce your governance and risk model — we work with your BSA and risk teams to ensure regulatory compliance and facilitate a robust Compliance Management System (CMS).
Introducing OneKey Banking
Unlock the power of the industry’s largest multi-bank network
Develop banking products and manage deposits with the industry’s only true bank network via a single, unified interface.
Read the announcement →Let's talk →
Explore Our Products
A central hub that helps you scale embedded
banking products safely
Everything you need to get started — and lots of room to grow.
Open interest-bearing FDIC-insured commercial and retail checking and savings accounts, and dedicated FBO accounts.
Learn more about Bank Accounts →
POST /apply/person_application
curl -u $API_KEY_ID:$API_SECRET_KEY
https://api.treasuryprime.com/apply/person_application \
-H 'Content-Type: application/json' \
-d '{
"citizenship": "US",
"date_of_birth": "1732-02-22",
"email_address": "gwash@whitehouse.gov",
"first_name": "George",
"last_name": "Washington",
"phone_number": "2025551111",
"physical_address": {
"street_line_1": "1600 Pennsylvania Ave",
"city": "Washington",
"state": "DC",
"postal_code": "20500"
},
"tin": "111222444"
}'
Embed ACH, foreign and domestic wires, remote check deposit, bill pay, and more.
Learn more about Embedded Payments →
GET /ach
curl -u $API_KEY_ID:$API_SECRET_KEY
https://api.treasuryprime.com/ach \
-H 'Content-Type: application/json' \
-d '{
"account_id": "acct_1234567890",
"amount": "100.00",
"counterparty_id": "cp_0987654321",
"direction": "credit",
"sec_code": "ppd"
}'
Issue branded physical and virtual debit cards, set up digital wallets, and collect interchange revenue.
Learn more about Debit Card Issuing→
POST /card
curl -u $API_KEY_ID:$API_KEY_VALUE
https://api.treasuryprime.com/card \\
-H 'Content-Type: application/json' \
-d '{
"account_id": "acct_v1p3ay8w4b0x",
"card_product_id": "cdpt_5merj00eudnp",
"person_id": "psn_xjwj391iu6rv"
}'
Stand up a top-notch compliance program fast with expert tools and guidance. Integrate with KYC, KYB, and transaction monitoring solutions.
Learn more about Compliance →
PATCH /card
curl -u $API_KEY_ID:$API_SECRET_KEY
https://api.treasuryprime.com/account/acct_1029384756 \
-X PATCH
-H 'Content-Type: application/json' \
-d '{
"staus": "close_pending"
}'
Integrate seamlessly with Plaid, Alloy, Middesk, Unit21, Marqeta, CheckAlt, Checkout.com, Cable, and other third-party vendors for additional functionality.
Learn more about Partner Integrations →
GET /ach
curl -u $API_KEY_ID:$API_SECRET_KEY
'https://api.sandbox.treasuryprime.com/ach' \
-H 'Content-Type: application/json' \
-d '{
"account_id": "acct_1234dk7n699ges",
"amount": "100.00",
"counterparty_id": "cp_11aa22bbbbqpyx",
"direction": "credit",
"sec_code": "ccd"
}'
Unlock the power of the industry’s only interconnected multi-bank network. Develop banking products, manage deposits, and transfer funds instantly across multiple banks via a single ledger and unified interface.
POST /network_transfer
curl -u $API_KEY_ID:$API_SECRET_KEY
https://api.treasuryprime.com/network_transfer \
-H 'Content-Type: application/json' \
-d '{
"amount": "100.00",
"from_account_id": "acct_1234567890",
"to_account_id": "acct_0987654321",
"description": "Transfer"
}'
Our Differentiators
Why Treasury Prime?
Swipe to explore
Largest Bank Network
Partner with multiple banks for best pricing and flexibility. Seamlessly move funds between banks with one API.
SPEED TO MARKET
Launch embedded banking products in as little as four weeks with our pre-built bank integrations.
REAL TIME RECONCILIATION
The industry’s only real-time reconciliations deliver unmatched transparency and transaction data accuracy.
BEST-IN-CLASS
API
The widest range of banking features make developing enterprise-class banking products a breeze.
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MODULAR PLATFORM
Best-in-class partner integrations to support myriad business models from simple to complex.
By the Numbers
Data Points
3 MONTHS TO MARKET
ACCOUNTS IN 10 MINS
$3.5B/MO
2X THE VOLUME
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CARDS IN
3 WEEKS
90% cost reduction
3 MONTHS TO MARKET
$3.5B/MO
CARDS IN
3 WEEKS
ACCOUNTS IN 10 MINS
2X THE VOLUME
90% cost reduction
API First
Build API Banking
Integrations Fast
Start building with our modern RESTful interface and best-documented API to connect you to bank cores and automate complex tasks.
GET /ach
curl -u $API_KEY_ID:$API_KEY_VALUE
https://api.treasuryprime.com/ach \
-H 'Content-Type: application/json' \
-d '{
"account_id": "acct_1234567890",
"amount": "100.00",
"counterparty_id": "cp_0987654321",
"direction": "credit",
"sec_code": "ccd"
}'
